CQ-TEC is approved for government loan and assistance schemes. Many students begin training without paying anything upfront — our counsellors will help you navigate the right option.
Government education loan from Perbadanan Tabung Pembangunan Kemahiran — designed specifically for TVET students in accredited programmes.
For students not eligible for government schemes, or who prefer to pay directly. Flexible arrangements are available.
The process is straightforward — and our counsellors will guide you at every step. Phases handled by CQ-TEC or PTPK are marked; student actions are in steps C, D, and E.
A quick reference to help you understand each scheme. Your counsellor can confirm your eligibility.
| Criteria | PTPK Loan | Self-Payment |
|---|---|---|
| Who can apply | Malaysian citizens | Open to all |
| Income / need-based | Income-assessed | Not applicable |
| Repayment required | Yes — after employment | Paid during study |
| Application guided by CQ-TEC | Yes ✓ | Yes ✓ |
This depends on your aid status. Students with an approved PTPK loan may not pay upfront. Contact us — we won't publish specific amounts here as they change by year and programme.
Self-payment with an instalment arrangement is available. Speak to our admissions team — we aim to find a workable path for every motivated student.
Yes. Our counsellors regularly assist students through the PTPK application process. You don't have to navigate government portals alone — contact us to book a session.
You'll need to upload 5 documents: your IC, your guarantor's IC, the stamp duty payment receipt, a salary slip (if applicable), and a statutory declaration form (if applicable). CQ-TEC will walk you through exactly what to prepare before you start.
Our counsellors will assess your situation and recommend the right financial pathway — no pressure, no commitment. Just a conversation to help you get started.
